The following are the requirements to avail of the Pag-Ibig housing loan:
- Active Pag-Ibig membership for at least 24 months as evidenced by the remittance of at least 24 monthly contributions;
- Member must not be more than 65 years old at loan maturity and must be insurable;
- Member has the legal capacity to acquire and encumber real property;
- Member has satisfactorily passed background/credit and employment/business investigation or verification of the developer and HDMF;
- Member has no outstanding Pag-Ibig housing loan, either as principal borrower or co-borrower.