What are the requirements to qualify for a Pag-Ibig Housing Loan of the government?

The following are the requirements to avail of the Pag-Ibig housing loan:

  1. Active Pag-Ibig membership for at least 24 months as evidenced by the remittance of at least 24 monthly contributions;
  2. Member must not be more than 65 years old at loan maturity and must be insurable;
  3. Member has the legal capacity to acquire and encumber real property;
  4. Member has satisfactorily passed background/credit and employment/business investigation or verification of the developer and HDMF;
  5. Member has no outstanding Pag-Ibig housing loan, either as principal borrower or co-borrower.

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